Not Sure If You Qualify for the Canadian Dental Care Plan?
Get clear answers on CDCP eligibility, coverage, and how to start using your benefits at Granada Dental.
Dental Coverage Has Changed But So Have the Questions
The launch of the Canadian Dental Care Plan (CDCP) was designed to make oral health more accessible to millions of Canadians who haven’t had coverage before. But with a new program comes new questions—especially for seniors, retirees, and families trying to figure out what’s actually covered, who qualifies, and whether their local dentist is part of it.
At Granada Dental in Sherwood Park, we understand the uncertainty. That’s why we’ve taken time to learn how the CDCP works, how to help you apply, and how to make your visits as simple—and affordable as possible.
Whether you’re comparing options or wondering if low-cost dental insurance is still necessary, we’re here to guide you.
What Is the Canadian Dental Care Plan?
The CDCP is a federal dental coverage program for Canadians without private dental insurance. It’s being rolled out in stages to eligible groups, starting with seniors, with plans to include additional groups in the coming months.
If you qualify, CDCP will cover a wide range of preventive and restorative dental services, including:
- Exams & cleanings
- X-rays & diagnostics
- Fillings & cavity treatment
- Root canals
- Dentures
- Extractions & oral surgery
- Periodontal care
However, it’s important to know that not all services are fully covered, and co-payments may apply based on your household income.
Who Qualifies for the CDCP?
As of now, you may be eligible for CDCP if:
You don’t have private dental insurance
You have a household net income under $90,000
You’ve filed your taxes for the previous year
You’re a Canadian resident and have a valid SIN
Here’s how the co-payment structure breaks down:
Family Net Income | You Pay | Government Pays |
Under $70,000 | 0% | 100% |
$70,000–$79,999 | 40% | 60% |
$80,000–$89,999 | 60% | 40% |
$90,000+ | Not eligible | — |
This means if you’re a retiree on a fixed income or a senior with no private dental insurance, you could be eligible for full coverage.
What Does “Covered” Actually Mean?
We’ve heard this question from many Sherwood Park residents:
“If the CDCP covers me, does that mean everything is free?”
Here’s the truth: not always.
The federal government sets CDCP fees, which may be different from what a private dental clinic typically charges. If there’s a difference in the rate, or if a service is outside the approved list, you might still pay a portion out of pocket—even with coverage.
We want you to feel confident before you step through our doors. That’s why Granada Dental will:
Review your CDCP status in advance
Let you know if co-payments apply
Help you understand what’s included
Offer treatment options that fit your plan
No surprises. Just honest, helpful advice.
Can I Still Use Low Cost Dental Insurance?
Yes—and in some cases, you might want to.
The Canadian Dental Care Plan is ideal for those with no private insurance. But if you already have low-cost dental insurance (through a retiree group plan, for example), you may not be eligible for CDCP.
If you’re comparing the two, here are some quick things to consider:
Feature | CDCP | Private Insurance |
Available to all? | Only uninsured | Broadly available |
Income limits? | Yes | No |
Co-payments? | Yes (based on income) | Varies by plan |
Plan limits? | Yes | Often higher |
Dentist choice? | Some dentists opt out | Most dentists participate |
Still unsure which one’s better for you? We can help you weigh both options and choose what gives you the best value and access for your current health needs.
Is Granada Dental Part of the CDCP?
Yes. We’re here to help.
Granada Dental welcomes eligible CDCP patients and provides full support for:
Verifying eligibility
Pre-authorizing certain procedures
Explaining what services are covered
Clarifying any out-of-pocket costs before treatment
You won’t have to guess how your plan works—we’ll walk you through everything in plain language.
And if you’re still applying or haven’t received your welcome letter, we can assist you with what to expect and how to prepare.
Why Patients Trust Granada Dental for Affordable Care
We’ve been part of the Sherwood Park community for over 30 years, and we’ve built our reputation on patient-first care.
Whether you’re a new retiree, recently uninsured, or simply want to explore more affordable options, we offer:
Direct insurance and CDCP billing
Transparent pricing with no hidden fees
Help navigating government plans
Comfortable care with flexible appointments
A team that treats every patient with respect and dignity
Dental care should be accessible and with the right support, it can be.
What to Expect When Booking as a CDCP Patient
If you’re new to the CDCP, here’s how the process works at Granada Dental:
Step 1: Call to Confirm Eligibility
Step 2: Schedule Your Visit
Step 3: Get Transparent Cost Info
Step 4: Receive Patient-Centered Care
Relax your care will be delivered by a friendly, experienced team that values your time and comfort.
Not Sure Where to Start? We’re Here to Help.
The Canadian Dental Care Plan was designed to help—but navigating it shouldn’t feel like a second job.
At Granada Dental, we’ll take the time to understand your situation, verify your eligibility, and recommend the best next step for your care—whether that’s CDCP, low cost dental insurance, or a flexible in-clinic plan.
Because your oral health deserves clarity, compassion, and confidence—every step of the way.